How do you move from home? – Financial Guide for Young People

I’m sure the desire is already in you. You would like to move and finally be your own self. Money is what prevents it and the lack of vision in this regard. In this article, I will outline a plan for you to define the following years as a contour line. Please, if you liked the article, share it with others. Everything starts from scratch…

Step 1 – Work “Anything”

Step 1 - Work "Anything"

At the beginning and middle of our twenties, we play basically two gates. On the one hand, we build our future, and on the other hand we want to live our present. Lifetime learning is always for the future. You should not let go of this in any way. I think you would be very angry in the future if you don’t accept this advice and stop doing this activity.

Let’s say you will fail millions if you don’t develop and learn more. If you never update your knowledge.

The present, however, has already arrived. You are living at this moment and you want to break out of that moment. You want to move to the money you need. So give yourself the recognition that you have to work. But what do you do? About anything that comes from your money. This will be the foundation you can build. I don’t think I have said much cleverness yet. But it would be a good idea to clarify this at the beginning…

Step 2 – “There is no life” and no “poor” life


When I received my first salary, it was mine. At that moment I decided to do better than my parents now. When I searched for the first million in a month, I started with immeasurable spending. In my most brutal period, I bought Italian shirts for 20,000 forints that I didn’t try. I went to the store and showed me what. The joke was that I never wore more of these shirts because size didn’t fit.

I didn’t want to live a poor life any more. I wanted to break the captivity of my own life. I wanted to buy everything. That is, everything … No one was able to explain the difference between life without life and poor life. People, when they first get a lot of money, want to show the world themselves. They fear that if they do not spend, they will be “penniless”.

No Life means:

  • no new phone
  • there is no branded wardrobe
  • there is no foreign dream trip
  • there is no restaurant every day
  • no new computer
If you want to move, they are not (yet)

Many of us make this decision young, even unconsciously. And many of us make mistakes. Allow us to seduce new and branded stuff. We do not notice that we are moving away from our real goals. You can cry for money. It is worth asking ourselves how much money we have spilled “no kacates”? I was self-sufficient at that time! And you?

Step 3 – Pay yourself a loan repayment

I know you want to move home. But do you know how much credit you would need and how much would you have to pay? I wouldn’t be surprised if you had no idea about it. You probably got stuck in the typical mistake of longing . That is, desires remain desires and do not think further. You don’t plan, don’t count and have no strategy.

You should not leave any desire for that. If you want to move, you already have a plan to look at different costs such as credit repayments, overheads, attorneys’ fees, bank charges … etc. Find out what kind of apartment you could actually maintain in the next 5 years if you suddenly had the power of an apartment in your hand.

And then start paying yourself a loan for a separate account. Follow all that you can put your prospective installer on the table every month. Here’s three things:

  • you collect self-effort at an unprecedented speed
  • you are learning to pay discipline
  • you experience what standard of living you would have with a loan (risk free main test)

Step 4 – Find your own rhythm

Step 4 - Find your own rhythm

I know you also have a number of friends who are much easier. Their parents are paying for their parents and their homes and cars. You don’t have to compete with them, because you have started in life with completely different conditions. You should be happy with the other’s luck. But at the same time you have to think about yourself. Accept your own rhythm that feeds on your potential.

Life is not a sprint. The point is not who gets there sooner. It is much more important for everyone to get to where you want them. Some who succeed in 5 years and who have 20 years. But they succeed. However, most people begin to feel self-esteem in the luck of others and give up the fight on the go. Never reaches a goal. He never passes the “sweet taste of victory”.

When we say you want to move from home, I don’t write a time span. It will be different for everyone. I encourage you to measure your potential and move forward in life accordingly. Get there once, where you want and close the circumstances.

Step 5 – Do not hurry to move

I believe you are already sleeping in a small room. However, it is not a good idea to jump blindly into something that you didn’t think of properly. When we are looking for our own apartment or apartment, we tend to make a number of compromises. We are practically narrowing our minds, and “everything is all there is to be” is in a state of consciousness.

In this case, we are acting recklessly. I think it is not so bad to live at home to move to an apartment that is crumbling, where there are no windows where everything should be renewed (but you have no money for it). Just as it is not a solution to move 50-100 kilometers further because you found a “cheap apartment” there.

If you design it the way I wrote – the process of moving and the financial implications, then believe that you will soon be able to start your own life with a strong background.

I guarantee you will be moving in 3 years

I guarantee you will be moving in 3 years

Read my article on how to get higher pay.

Calculate it! The apartment you looked for would cost you $ 25M. To do this you would need 5M forints. You are currently looking for a net of $ 220,000 and you live at home, where you have to pay $ 50,000 a month. You’ll be managing the remaining 170,000 forints. HUF 20M loan for 10 years with fixed interest rate for 25 years is HUF 124,000.

Set 124,000 forints per month. This is HUF 1,488,000 per year. In 3 years it will collect HUF 4,464,000. It is a power of self!

I know it’s hard to look at three years. You’ll have to live from $ 46,000 a month for example.

But what is the better vision for spending 120,000 forints every month (from bonuses to branded clothes to restaurants) without any looks? Gratis, in 3 years, you will not be guaranteed to move. But with this mentality in 6 years.

So once again: Do you prefer a vision where you stay in your room for at least 6-8 years, but you did not pull anything in return? Is it better than you have been tightening your belts for 3 years and finally leaving the room?

Reality is very sad

Nobody said that everything would just go. Unfortunately, working with limited opportunities you need to bring your own victims. It will simply not work at the same time to have trouble-free spending and buying your own home. You have to tell me something. This is your responsibility, your own individual preference.

I know that from this article you expected me to tell you the big secret with numbers, charts, excel tables and how to move home. The truth is very sad. In this case, reality comes with cancellations, sacrifices and planning. There was a chance in your hand all the way, you just didn’t live with it. Because party weekends, shopping days or cool phones were more important.